Free tools

Compound interest

See what steady contributions become over decades
Investing
Business & pricing
Personal finance
Benefits & fixed income
Currency
Annual return 7.0%
Time horizon 30 yrs
Compounding
Show in today's money
Projected balance after 30 years
$691,150
You put in
$190,000
Interest earned
$501,150
Growth multiple
3.64×
ContributionsCompound interest

Projections assume a constant annual return with steady contributions — real markets don't move in straight lines. Currency is a display setting; no live exchange rate is applied. Educational estimate, not investment advice.

Bring your own API

Track SPY, VOO, QQQ and any ETF with live data — your key, your rules

Plug in your own market data key (Polygon, Finnhub, Alpha Vantage, Twelve Data, or Tiingo — all have free tiers) and the ETF compare tool pulls real historical prices for the tickers you care about.

What can I do with a key?
  • Auto-pull weekly price history for SPY, VOO, QQQ, DIA, IWM, VTI, or a custom ticker
  • Compare "market truth" vs your assumed rate side-by-side
  • Sign in to save your key — encrypted at rest, readable only by you

Kodama Labs — Economic Outlook & tools. The Outlook publishes general economic commentary and the tools provide educational models. None of it is personalized investment advice, a recommendation to buy or sell any security, or a substitute for guidance from a licensed professional who knows your full situation.

© 2026 Kodama Labs LLC.